Banking Made Personal, Powered by Unity Bank
Experience secure, innovative, and community-driven banking with Unity Bank—where your financial goals come first.
Whether you want essentials or extras, our current accounts are right for every moment
Our personalized approach ensures you receive the tools, advice, and banking products needed to secure long-term financial well-being.
About usCorporate Banking
At Unity Bank, our Corporate Banking division is built to support large businesses, institutions, and high-growth enterprises with the financial tools and expertise needed to scale, innovate, and lead.
Trust is the heart of Unity Bank
At Unity Bank, trust is more than a promise—it’s the foundation of every relationship we build. We understand that when you choose a bank, you’re not just entrusting us with your money—you’re placing your financial well-being, your goals, and your future in our hands.
Digital Banking
Unity Bank’s Digital Banking platform gives you the freedom to manage your finances anytime, anywhere—with complete security and ease. Whether you're checking balances, paying bills, or transferring money, our online and mobile services are built for convenience, speed, and peace of mind.
Great Service, every step of the way
At Unity Bank, we believe that great service isn’t just a feature—it’s the foundation of everything we do. Whether you're opening your first account, financing a dream home, or growing your business, we’re here to deliver thoughtful, reliable, and responsive service every step of the way.
Invest in your future with confidence.
At Unity Bank, we believe that education is one of the most powerful investments you can make. Whether you're a student pursuing higher education or a parent supporting your child’s academic journey, our Student Loan and Education Financing options are designed to make college more accessible—and less stressful.
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Why Choose Unity Bank for Education Financing? - Flexible Loan Options.
- Support for All Stages
Unity Bank is here to help you reach your educational goals with smart, affordable financing and a team that’s always in your corner.
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Whether you want essentials or extras, our current accounts are right for every moment
Our personalized approach ensures you receive the tools, advice, and banking products needed to secure long-term financial well-being.
Instant access to your account via ATMs, Cashless Payment (POS) machines, online, mobile, or in-branch
- Classic Student Account
- Business Account
- Savings Account
Services
Banking Built Around You
Business Banking Services
Solutions that Scale with You
From startups to established enterprises, we help businesses bank smarter.
Business Checking & Savings – Manage cash flow and plan for the future
Commercial Loans – Finance equipment, expansion, or operations
Merchant Services – Accept payments securely and efficiently
Payroll & Treasury Management – Streamline business operations
Business Credit Cards – Tools to manage expenses and rewards
Lending Services
Flexible Financing, Fast Approvals Our lending specialists work with you to create a plan that fits your needs. Home Loans & Mortgages Auto Loans Education & Personal Loans Small Business Loans Lines of Credit
Financial Investment
Grow your wealth with confidence through Legacy Union Bank ’s Financial Investment solutions. Whether you're a first-time investor or a seasoned portfolio manager, we offer access to a range of investment products including mutual funds, government securities, fixed deposits, and customized investment portfolios. Our advisors provide clear guidance based on market trends and your personal goals.
Income Monitoring
Managing cash flow is critical to financial stability. That’s why we offer Income Monitoring tools that help individuals and businesses track income, analyze spending patterns, and plan effectively. Through our mobile and internet banking platforms, you can set alerts, review financial trends, and gain insights to make smarter financial decisions.
Insurance Consulting
Protecting your assets, health, and future is a priority. Our Insurance Consulting services connect clients with tailored insurance solutions
News
Get updated on our latest news
Legacy Union Bank FY 2024 Earning Release
6th January, 2025
Legacy Union Bank and the International Finance Corporation partner to empower Ivorian women’s businesses
Graceful Celebration of Service Month
10th January, 2025
Legacy Union Bank and the International Finance Corporation partner to empower Ivorian women’s businesses
Unity Bank wins big at The Bankers Awards, covets African Bank of the Year, Best Bank in 8 of its Subsidiaries
26th March, 2025
Unity Bank Managing Director, Oliver Alawuba, who received the awards on behalf of the bank...
Banking is best for businesses? why?
10th April, 2025
Afreximbank and Unity Bank partner to simplify trade and compliance for African businessesBanking Accounts
Meet our
Online & Mobile Banking Section
Bank Anywhere, Anytime Enjoy seamless access to your accounts with Unity Bank’s secure online and mobile banking platforms. Pay bills, transfer funds, and manage your finances—all from the palm of your hand. Features Include: Real-Time Alerts Mobile Check Deposit Biometric Login Card Management Tools Budgeting & Spending Insights
Empowering Businesses, Fueling Growth
Whether you're a small startup or an established enterprise, Unity Bank offers reliable business banking solutions that evolve with your needs. Business Solutions: Business Checking & Savings Commercial Loans & Lines of Credit Merchant Services Payroll & Treasury Management Business Credit Cards
Save Smart. Live Better.
At Unity Bank, our Savings Account is designed to help you grow your money while keeping it secure. Whether you're saving for a rainy day, a dream vacation, or your child's future, we offer competitive interest rates, flexible access, and peace of mind. Key Features:- Competitive interest rates with daily compounding
- No monthly maintenance fees (with minimum balance)
- Easy transfers between Unity accounts
- 24/7 access through mobile and online banking
- FDIC insured up to the maximum allowed by law
Frequently Asked Questions
Here are answers to some of our most asked question
What are Unity Bank's hours of operation?
Our branches are typically open Monday to Friday from 9:00 AM to 5:00 PM, and Saturdays from 9:00 AM to 1:00 PM. Hours may vary by location. Online and mobile banking are available 24/7.
How do I apply for loan?
You can apply online, over the phone, or at any Unity Bank branch. Our loan specialists are available to help guide you through the process.
How long does loan approval takes?
Loan approval times vary depending on the type of loan and required documentation. Personal and auto loans may be approved within 1–2 business days, while mortgages may take longer.
What type of accounts do you offer?
We offer a wide range of accounts including personal checking and savings, business banking, certificates of deposit (CDs), and more.
Is my money insured?
Yes. Deposits at Unity Bank are FDIC insured up to the maximum allowed by law.
Is your mobile banking secure?
Absolutely. Our app uses advanced encryption, biometric login, and two-factor authentication to protect your information.
Board Members
Team of diverse and talented leaders
Julius Osei Bonsu
Board Chairman
Hassan Mubarak
MD/CEO
Stanley Kante
Non-Executive Director
Ifeoma Jasmine
Non-Executive DirectorContact
Get in contact with us now
Address
Adom Lane Street-C, Adabraka, Accra
P.O BOX 1225 Greater Accra
Call Us
+233 890 7843
+233 890 8949
Email Us
info@unitybankgh.com